Introduction Life insurance is a critical part of any estate plan. It can help you avoid or reduce estate taxes, fund trusts and other estate vehicles, and even serve as an irrevocable gift that keeps on giving. Here’s what you need to know about how life insurance fits into your estate planning strategy: Life insurance…
Introduction If you’re shopping for life insurance, you’ve likely come across a few different types of policies. But which is right for your situation? In this article, we’ll explore the different kinds of life insurance policies and how they compare to one another. How do they differ? If you’re still on the fence about what…
Introduction When you own a home, it’s important to have the right insurance. While you might assume that every insurance company will offer similar coverage and rates, that isn’t necessarily the case. Homeowners should compare policies from different companies before deciding on an insurer for their home. Each company has its own pros and cons,…
Introduction Homeowners insurance is an essential part of homeownership, but it can be overwhelming. In fact, a recent survey found that nearly half of Americans don’t know how much they pay for home insurance or how it works—and that’s no surprise. There are hundreds of companies out there offering policies and millions of combinations to…
Introduction Your health insurance plan is your lifeline when you get sick. It can provide you with access to a wide range of services, including doctor’s visits, hospital stays and prescriptions. However, the details of your plan might be more complicated than you realize. In this article, we’ll explore some common misconceptions about health insurance…
Introduction Let’s say you’re a college student and your school offers a group health insurance plan. Or let’s say you work at an office that provides medical coverage to its employees. You might wonder: Is it better to go with a group health plan or stick with individual coverage? The answer is not always simple,…
Introduction It’s not something you can ignore, and yet I see small business owners all the time who have no idea how much business insurance coverage they need or why it’s so important to get the right amount. It can be as simple as comparing your home and car insurance policies to your business insurance…
Introduction It’s easy to get caught up in the day-to-day operations of your business, but it’s important to keep up with the changing face of business insurance. As new laws are passed and existing policies change, it is important that you understand how your current policy works. Understanding everything from what kind of coverage is…
Introduction If you’re like most drivers, your auto insurance rates are probably going up. That’s because the driving population is growing and the number of accidents is rising. But that doesn’t mean there’s no hope for lower rates: You can still save some money by shopping around, increasing your deductible and checking your credit report….
Introduction One of the most important purchases you will make is a car. From the time you decide to purchase a car until the day that you own it, there are many different things to consider. For example, do you want new or used? Do you want an SUV or a sedan? What kind of…
