Introduction Worker’s compensation insurance helps protect employers who are liable for workers who are injured on the job. It’s a type of insurance that provides full or partial reimbursement for medical care, lost wages and permanent disability benefits. In some states, employers are required to have worker’s compensation insurance. However, if your state doesn’t require…
Introduction Car accidents are a fact of life. If you live in the United States and drive, it’s likely that you’re going to be involved in an accident at some point. It might be your fault, or it might not be, but regardless of whose fault it is there are steps to take after an…
Introduction If you’re a parent of a teen driver, you’re probably aware of the importance of auto insurance. It doesn’t matter if your child is in high school or they just got their learners permit; the statistics don’t lie: teens crash more often than adults. The good news is that there are plenty of ways…
Introduction Everyone has a set of expenses that they pay regularly. It could be anything from a cell phone bill, your rent or mortgage, electricity and water bills. All these things are essential for you to live comfortably in your home and make sure that you have enough money to live on in the future….
Introduction Homeowners insurance typically protects your home and belongings from damage or loss caused by fire, wind, theft or vandalism. It also covers you if someone is injured on your property. There are a few things that are excluded from most policies, so it’s important to understand what these exclusions mean for you. Homeowners insurance…
Introduction Choosing a health insurance plan is a big decision. It’s important to make sure that the plan meets your needs and budget, but it can be difficult to find the right plan if you don’t have the right questions in mind. Luckily for us all, there are five essential questions that you need answered…
Introduction Life insurance is an important part of a healthy financial plan. It’s also something that many people neglect to purchase, either because they don’t think they need it or because they believe it’s too expensive. But in truth, life insurance is one of the most important investments you can make. After all, no matter…
Introduction You’ve built a business, and you’re excited to launch. But there’s one thing that can happen if you’re not careful: it can all come crashing down. Whether through theft, lawsuits, or natural disaster—or just plain bad luck—your business can be at risk of significant financial loss. It’s important to think about how you can…
Introduction You’ve graduated from the teen ranks and are now a bona fide new driver. Congrats! It’s time to get behind the wheel, but before you go out and buy your first car, it’s imperative that you take into account several factors that will affect your auto insurance premiums. When you’re a new driver, life…
Introduction If you’re like most people, you probably don’t think about life insurance until it’s too late. But when that moment comes—and it will—life insurance can make all the difference in how your family is cared for after you’re gone. Actually, this is an important part of financial planning for anyone with dependents. With that…
