Introduction If you’re like most people, you probably don’t think about life insurance until it’s too late. But when that moment comes—and it will—life insurance can make all the difference in how your family is cared for after you’re gone. Actually, this is an important part of financial planning for anyone with dependents. With that…
Introduction When you buy a home insurance policy, it can feel like a huge weight has been lifted off your shoulders. You know that if anything goes wrong in your house, you’ll be covered by the insurance company. However, what happens if something does go wrong? How do you file an insurance claim? What information…
Introduction Having the right healthcare insurance plan can help you reach your wellness goals. When it comes to preventive care, having the peace of mind that a health insurance plan will provide for you and your family is invaluable. How insurance can help you Insurance can help you meet your health goals. Insurance can help…
Introduction Life insurance is one of those things that, if you don’t have it, you realize how much you need it once something happens. However, just like any other aspect of life, life insurances policies change over time—and for the better! That’s why it’s important to stay up to date on your coverage. You need…
Introduction In an age of climate change, it’s becoming more and more important to protect your home from the effects of flooding. Fortunately, there are policies that can help do just that. But what is flood insurance? What is it not? Here’s a quick guide to understanding the difference between homeowners and flood insurance: Homeowners…
Introduction You’ve heard the old saying before: You get what you pay for. Well, that’s certainly true when it comes to health insurance. You want a plan that covers the things you need—and nothing more. So, how do you know if your current health insurer is the right one for your needs? Here are some…
Introduction Everyone wants to run a successful business, but not everyone wants to take on the risk of losing their personal assets in the event of a lawsuit. When you’re starting out as a small business owner, it can be tempting to forego purchasing insurance for yourself. However, it’s important that you protect your personal…
Introduction Insurance is a form of risk management. It helps to protect you from financial loss due to events that are beyond your control, such as car accidents or fires. Insurance policies have a cost. The more risk you take, the more you pay for insurance. Insurance companies make money by investing your premiums and…
Introduction You’re driving down the highway, minding your own business, when all of a sudden someone rear-ends you. You’re not hurt but your car is damaged. Who’s responsible for the damage? It’s a question that many of us don’t think about until something happens—and then it’s too late. The answer to this question might surprise…
Introduction Life insurance is a critical part of any estate plan. It can help you avoid or reduce estate taxes, fund trusts and other estate vehicles, and even serve as an irrevocable gift that keeps on giving. Here’s what you need to know about how life insurance fits into your estate planning strategy: Life insurance…
