Introduction Let’s say you’re a college student and your school offers a group health insurance plan. Or let’s say you work at an office that provides medical coverage to its employees. You might wonder: Is it better to go with a group health plan or stick with individual coverage? The answer is not always simple,…
Introduction Health insurance is a complicated beast. There are so many aspects to consider, from deductibles and copays to the number of doctors in your network. It can be overwhelming if you’re not familiar with the terminology or how to compare policies. But just as there are many myths about health insurance out there, there…
Introduction I’m self-employed, and I’ve spent a lot of time trying to understand the health insurance landscape. As a freelancer or self-employed individual, you have more options than most when it comes to finding coverage—but they’re not always easy to navigate. In this blog post, I’ll outline those options and explain how they work so…
Introduction Mental health and substance use disorders, including depression, anxiety, schizophrenia, bipolar disorder and addiction, are common. For example, one in six American adults will experience a mental health condition in any given year. Among people with severe mental illness like schizophrenia or bipolar disorder, up to 80% of them will have periods where they…
Introduction Health insurance is a big decision. You need to evaluate your personal health needs, consider whether you want supplemental coverage and determine the best plan based on your job, lifestyle and budget. While it can be tempting to just go with what’s cheapest or easiest, doing so could potentially lead to financial trouble down…
Introduction Health insurance deductibles are one of the most important aspects of your health insurance policy. They’re also one of the most confusing, and they can be difficult to understand. A deductible is the amount that you must pay before your health insurance covers any medical expenses. If you have a high-deductible health plan (HDHP)…
Introduction If you’re looking for health insurance, you know it can be a daunting task. There are many factors to consider when choosing a plan. These include what your budget is and how long you’ll need coverage. You should also think about the quality of your coverage—for example, how much will it cost to go…
