Introduction Homeowners insurance typically protects your home and belongings from damage or loss caused by fire, wind, theft or vandalism. It also covers you if someone is injured on your property. There are a few things that are excluded from most policies, so it’s important to understand what these exclusions mean for you. Homeowners insurance…
Introduction When you buy a home insurance policy, it can feel like a huge weight has been lifted off your shoulders. You know that if anything goes wrong in your house, you’ll be covered by the insurance company. However, what happens if something does go wrong? How do you file an insurance claim? What information…
Introduction In an age of climate change, it’s becoming more and more important to protect your home from the effects of flooding. Fortunately, there are policies that can help do just that. But what is flood insurance? What is it not? Here’s a quick guide to understanding the difference between homeowners and flood insurance: Homeowners…
Introduction When you own a home, it’s important to have the right insurance. While you might assume that every insurance company will offer similar coverage and rates, that isn’t necessarily the case. Homeowners should compare policies from different companies before deciding on an insurer for their home. Each company has its own pros and cons,…
Introduction Homeowners insurance is an essential part of homeownership, but it can be overwhelming. In fact, a recent survey found that nearly half of Americans don’t know how much they pay for home insurance or how it works—and that’s no surprise. There are hundreds of companies out there offering policies and millions of combinations to…
Introduction While homeowners are often content with the way their home looks, there are several ways to increase your insurance coverage. Adding a swimming pool or putting in a new roof may require an adjustment to your annual premium, but it can be worth it if you want to secure additional protection for your home….
Introduction Homeowners insurance is a major expense, and it can be hard to afford if you don’t have your own home. But there are many benefits that come with owning a home. For one thing, homeowners insurance can help protect your most valuable asset from unexpected disasters such as fire or theft. And with the…
Introduction You’ve heard the saying “an ounce of prevention is worth a pound of cure.” It’s true. You can’t predict when disaster will strike, but by taking the right precautions and getting the right coverage, you can be prepared for when it does. The best way to prepare for an emergency is by having home…
Introduction Homeowners insurance is a necessity in the United States. However, many people still don’t understand exactly how it works or why they should have it. The following are some of the most common misconceptions about homeowners insurance: Myth 1: It’s Too Expensive You may think that homeowners insurance is too expensive, but this misconception…
Introduction If you’re like most homeowners, you probably have a lot of questions about what exactly is covered by your homeowners insurance policy. After all, it’s not like we’ve been living in our homes for years and have had plenty of time to brush up on all the details about this insurance product. And I’m…
