Introduction You have a choice between health care plans and understand the differences between them. The most important thing to know about these types of health insurance plans is that they define what services are covered and how much you will pay for them. HMO Health Insurance Plans HMO health insurance plans are often the…
Introduction If you’re a small business owner, you may think that comprehensive insurance is just for big businesses. But it’s not! Whether you own a one-person shop or employ dozens of people, comprehensive insurance coverage can keep your business safe and secure. Here are four reasons why every small business needs comprehensive insurance: Protect Your…
Introduction Homeowners insurance is one of the most important pieces of financial protection that you can have in your home. It helps cover the cost of repairs or replacement if something happens to your house, like a fire or flood. While it’s easy to assume that everything will work as expected and no accidents will…
Introduction Retirement is a big milestone for most people, but it can be especially daunting if you don’t have enough money saved up or the right insurance coverage in place. There are many different factors that go into planning for retirement, including Social Security benefits and Medicare coverage. Life insurance is also important, however. It…
Introduction Most people understand that health insurance is important, but they don’t always know what’s involved in choosing their plan. As a result, they make the wrong choices and end up paying more than they should for their coverage. To help you avoid making those same mistakes yourself, here’s how we define terms like “coverage…
Introduction If you’ve ever shopped for auto insurance, you know it’s a complicated process. There is so much to consider: your driving history, your credit score and age all factor into what kind of coverage you need. But there are other factors that can also have an impact on the price of your policy. And…
Introduction Your business is your livelihood. It’s the lifeblood of your financial well-being, and its operations are key to your survival. Here’s a quick quiz: What happens if disaster strikes and you lose access to critical parts of your business? If you don’t have the right insurance coverage in place, it’s not hard to imagine…
Introduction When it comes to home, life and auto insurance, you have a lot of options. You can choose from a wide variety of plans that offer different levels of coverage, different deductibles and different premiums. So how do you choose the right one? Understanding your coverage is the first step toward having a good…
Introduction You’ve been told your whole life that you need life insurance, but now that you’re finally starting to make your own money and take care of yourself, it’s easier than ever to push the idea of purchasing a policy off into the future. But what if we said there was a way for millennials…
Introduction Buying a home is an exciting experience, but it also comes with a lot of responsibilities. You have to find the right mortgage lender and make sure your finances are in order, as well as make many other decisions. And while most people know that there’s a lot to consider when buying a house…
