Introduction I’m self-employed, and I’ve spent a lot of time trying to understand the health insurance landscape. As a freelancer or self-employed individual, you have more options than most when it comes to finding coverage—but they’re not always easy to navigate. In this blog post, I’ll outline those options and explain how they work so…
Introduction Health insurance deductibles are one of the most important aspects of your health insurance policy. They’re also one of the most confusing, and they can be difficult to understand. A deductible is the amount that you must pay before your health insurance covers any medical expenses. If you have a high-deductible health plan (HDHP)…
Understanding the Purpose of Homeowners Insurance Homeowners insurance is an essential form of protection for homeowners and their properties. Its purpose is to provide financial coverage in the event of certain risks and losses that homeowners might face. By taking out homeowners insurance, individuals can safeguard themselves against potential financial burdens that may arise from…
Introduction Your business is your livelihood. It’s the lifeblood of your financial well-being, and its operations are key to your survival. Here’s a quick quiz: What happens if disaster strikes and you lose access to critical parts of your business? If you don’t have the right insurance coverage in place, it’s not hard to imagine…
Introduction Life insurance is one of the most important things you can do for your family, but it’s also one of the most confusing. There are several different types of life insurance policies, each with its own pros and cons. This article will help explain what those different types are and how they work so…
Introduction Health insurance is a complicated beast. There are so many aspects to consider, from deductibles and copays to the number of doctors in your network. It can be overwhelming if you’re not familiar with the terminology or how to compare policies. But just as there are many myths about health insurance out there, there…
Term Life Insurance Term Life Insurance offers a straightforward and affordable option for individuals seeking temporary coverage. With a predetermined term, typically ranging from 10 to 30 years, this policy provides financial protection for a specific period. If the policyholder passes away during the term, the beneficiaries receive a death benefit payout. Unlike other types…
Introduction Homeowners insurance is a type of insurance policy that covers your home against damage or loss. Homeowners insurance helps protect you from financial hardship if disaster strikes, such as a fire or flood. In this guide, we’ll cover everything you need to know about homeowners insurance. We’ll start with an overview of what the…
Introduction You’ve been told your whole life that you need life insurance, but now that you’re finally starting to make your own money and take care of yourself, it’s easier than ever to push the idea of purchasing a policy off into the future. But what if we said there was a way for millennials…
Introduction If you’re reading this article, it’s likely because you’ve recently lost a loved one. If so, I know how hard it is to lose someone close to you. My family has also experienced the loss of a parent and brother-in-law in the past few years, so I can relate firsthand with your grief and…
