Introduction When you’re running a business, there are many things to think about. You want to make sure that you have the right employees and the right equipment. You want to ensure that your customers are happy, and you want to make sure your employees are being taken care of. But did you ever stop…
Introduction When you buy a home insurance policy, it can feel like a huge weight has been lifted off your shoulders. You know that if anything goes wrong in your house, you’ll be covered by the insurance company. However, what happens if something does go wrong? How do you file an insurance claim? What information…
Liability Coverage: Understanding the basics of liability coverage in auto insurance Liability coverage is a fundamental component of auto insurance policies that every driver should understand. In the event of an accident where you are found at fault, liability coverage helps protect you financially by providing coverage for bodily injury and property damage to others….
Introduction Mental health and substance use disorders, including depression, anxiety, schizophrenia, bipolar disorder and addiction, are common. For example, one in six American adults will experience a mental health condition in any given year. Among people with severe mental illness like schizophrenia or bipolar disorder, up to 80% of them will have periods where they…
Introduction Everyone wants to run a successful business, but not everyone wants to take on the risk of losing their personal assets in the event of a lawsuit. When you’re starting out as a small business owner, it can be tempting to forego purchasing insurance for yourself. However, it’s important that you protect your personal…
Introduction Homeowners insurance isn’t just a smart financial move; it’s also the law. But there are many other reasons why you should have homeowners insurance. Keep reading to learn more about why homeowners need coverage and how it can help protect your home, family, and finances. Protection from unexpected events If you own a home,…
Term Life Insurance Term Life Insurance offers a straightforward and affordable option for individuals seeking temporary coverage. With a predetermined term, typically ranging from 10 to 30 years, this policy provides financial protection for a specific period. If the policyholder passes away during the term, the beneficiaries receive a death benefit payout. Unlike other types…
Introduction Before you can start shopping for auto insurance, it’s important to understand how policies work and how they’re priced. In this guide, we’ll walk you through the basics of auto insurance so that you can make sure your policy is set up to meet your needs and budget. What Is Auto Insurance? Auto insurance…
Considering Additional Coverage: Assess whether additional coverage, such as business interruption insurance or cyber liability insurance, Assessing the need for additional coverage is a crucial step for businesses to safeguard their operations and assets. Two key areas to consider are business interruption insurance and cyber liability insurance. Business interruption insurance provides financial protection in the…
Insurance for Your Home There is no doubt that your home is your most prized possession. It is not just a place where you live; it is a sanctuary that provides you with comfort and security. However, unforeseen events such as fires, floods, or even thefts can pose a threat to the safety of your…
